Asbestos and mold-related insurance claims can be tricky. Not all are successful and they can even result in money out of your pocket. Don’t take chances: call an expert in mold remediation and asbestos abatement before you take action.
Whether you are a homeowner or an insurance agent, you may need the services of a company that is well known for fast detection and remediation. Insurers refer to these as “pollutants” and your insurance claims may be denied if problems are not addressed correctly. Call now for advice and answers.
Let’s say a fire, flood or storm strikes your home. After water is removed, mold starts to form all over your floor, walls and ceilings. Will the removal be covered under your insurance claims? If your home contains asbestos and it becomes airborne after a disaster, will you be held liable? And will abatement be covered?
These hazards can lead to claim denials or policy cancellation. Review yours for exclusions or limitations. If you don’t understand the wording, call your agent. If you need to identify or correct a problem, call us!
Insurers vary on what they will cover. If the problem was caused by an unforeseen disaster, like an act of nature or a burst pipe, remediation may be covered under your flood insurance policy. However, if you’ve neglected to fix a leaky faucet for years or drilled through a wall without checking for asbestos, you may be considered negligent and your insurance claims not covered.
We are state certified to remediate all types of mold and asbestos before disaster cleanups are performed. We can abate asbestos found in materials in a soot-damaged property. And we can remove mold following a water removal. Call for trusted expertise since 1987. We are licensed, bonded and fully insured for removal of these hazards.
Mold Insurance Claims
Water damage and mold are complicated cases that take a long time to resolve. You could even see your policy dropped or be forced to buy an expensive mold rider. If that happens to you, call us to fix the damage; your insurer very well might re-inspect and find your home eligible for coverage again.
Your problem needs to be resolved because any claim filed usually ends up in a central database. That can make it hard to get coverage again and also create a roadblock if you want to sell your home down the road.
Either way, you will need the mold colony removed; perhaps even some materials will need cutting out and replaced. Our company can do the job safely and effectively. Fungus will not grow back when we are done working on your property.
Maintain your home properly and take care of moisture problems right away, and call us to fix any mold problems you see. As a certified and licensed company since 1987, we have the proven skill and reputation to do repairs to your insurer’s satisfaction.
Asbestos Insurance Claims
If your home was built before the 1990s, it likely has this fiber somewhere within. Left undisturbed, this fireproof mineral does not pose a danger. But a flood, fire or other tragedy could disturb it and spew cancer-causing particulate into the atmosphere.
The mineral fiber must be sampled and identified, and then treated or disposed of properly before restoration begins. Insurance agents and homeowners alike trust us with this dangerous work all the time. Call now and get your questions answered and problems solved.
If you hire someone to repair a water heater that has asbestos insulation, or you build a room addition as a DIY project, you could be responsible for releasing asbestos fibers into the air. Common components that contain this material include acoustic ceilings, insulation and gaskets in heating appliances, siding, roofing, and many types of insulation.
In a recent landmark case, a condominium association was left with a $650,000 abatement bill after remodeling disturbed spray-on asbestos coatings. Lawsuits against the contractor and insurer were unsuccessful because the condo had a “pollution exclusion” in its policy.
The lesson here: Before you remodel or repair, call the trusted professionals at Air Safe to sample your materials and bring it to safe condition.
We perform work related to mold and asbestos insurance claims in Boston, Cape cod, Massachusetts.